Citizenship Forms U. You have to read the fine print to see most of these cards will not accept a tax refund deposit. I tried posting before but I kept getting duplicate comment and my comment was showing as a reply to another completely irrelevant comment. I have a bunch of the free ones and they do not. Is kaiku the lowest fee one?
There are horror stories out there by people who tried to load their federal deposits on ones like Green Dot and had their tax returns frozen or stolen. I have excellent credit and credit cards in good standing. I may as well just go back to cash and the hell with all of them. Mark, you can blame the federal government. I got a bluebird account with no info other than my name and address…its done through amex but for walmart….
Mark, What card, if any, did you finally go with? Very interested as I feel the same as you about this topic. Technically one could blame the terrorists, the insane war on drugs, and other criminal types. Either a bank account or store front check cashing service is needed to cash checks, so someone is going to make money from our using cash. However, I would assume that they could be garnished under the right circumstances.
Terrible card do not recommend. I have a perk street pre paid card and it is wonderful. I got it from the teaching of Dave Ramsey…it works wonders…check the website out…. I think the Western union card deserves a looking at. I find the only charge is to load the card. A lot of people use a prepaid debit because of not having a bank account. The exception to these fees is transferring funds from your bank, and if that was the case, I would just use my bank account debit card.
Are prepaid credit cards only for individuals? Our small non-profit organization wants one to be able to pay for a monthly subscription to an online service. Will a prepaid credit card allow me to make on-line computer purchases from Europe? All was fine up until about three months ago. William, most prepaid cards can be used overseas, but they typically charge an international transaction fee of a couple percent. Shaun, prepaid cards should not charge an overdraft fee.
Those social security offered prepaid cards do they also offer them to non retired people like the spouse of a retired person, as someone just mentioned in your blog about this deal or would we have to ask the social security office about this card.
I just purchased at Walgreens Balance Financial card. Too much hassle even though the card is amazing. Also the Comerica Convenience Card?
This is a really great and helpful article, Rob! Really appreciate the hard work and effort put into compiling all this information! Hi Rob, Both my husband and I need to build our credit up but need a prepaid credit card because we cant get approved for a credit card or even a secured credit card because we have no credit history.
Do any of these prepaid credit cards report to all three of the credit bureaus to help establish credit? Really could use the help to build our credit up asap. Thanks so much! Lydia, prepaid cards do not help you build credit or report to the three credit bureaus. That being said, you really should be able to qualify for a secured card, even if you have poor credit. Have you tried applying?
Another prepaid Visa card that is easy to get, easy to manage, and a lot safer than carrying cash is Russell Simmons Ruschard. The PayPal Prepaid Mastercard is one of my favorite prepaid debit cards.
Lots of good info. Also are these funds FDIC insured in case one of these banks collapse? Thank do much for your hard work and willingness to share your knowledge! Roy, if you have a debit card linked to a checking account, you can load a prepaid card electronically from your bank. Some prepaid cards do allow you to load with a credit card, but there is usually a fee involved.
The American Express Serve is one example, but your credit card company could treat it as a cash advance and charge fees as well. I am looking for a prepaid card to send to my 13 year old son. I am hoping to find one with a small monthly fee with no cost for purchases.
He lives in a different city than I do, and he would be using it mostly for in store purchases. If I could find one that lets me track his account, that would be preferable. Thank you in advance for all your advice. Rushcard is the best card if you ask me and you now can even cash checks onto it, and reload at Walmart for free now. I owe money to PayPal Pre-Paid Master Card under some unfortunate circumstances and would like to open another account that uses Meta-Bank as a provider but I am worried that they will take all my funds and use them to pay the PayPal negative balance.
Does anyone know if this will happen? I really need a prepaid debit card immediately but cannot pay PayPal the funds i owe then at the moment and need a debt card in order to survive!
Adam, you can get another debit card no problem. Just pick out the one you want and go through the standard procedure. That card will have nothing to do with the other card. I have several cards. When I have a big problem or debt with one I simply abandon it and continue using the other ones.
Been doing that for years. You can open the same card again if you use a different email and address. Lots of people have the same name. You can even open a new PainPal account if you need to using a different card and info that matches the card. Lot of ways you can beat these crooks at their own game. I need a card that i can reload on my end while my family member has it in another town. How can i load the money online or other without having the card in my hand? Thanks Shawn.
Shawn, you can reload prepaid cards online via a transfer from a bank account. Shawn, there are cards that can be reloaded without having the physical card.
If you take some time to read about them or ask that question on ehow. They charge high fees for every reload and a dollar for for every purchase. So not the best card value wise. But might work out for your specific needs. I would Google that question first and ask ehow to see what other cards have those options. Please stop saying prepaid credit card. There is no such thing as prepaying a credit card. I have the Money Card from Walmart. How about American Express prepaid reloadable card?
Pam, yes you can. The American Express Serve, listed above, is a great option for online purchases. I have a virtual prepaid card, which is only for online purchases. Unfortunately, for a long time I do not use it. It is associated with the fact that when I do my shopping on the Internet often have no choice of payment using the card. Only on google play I can buy some apps for my smartphone.
The best prepaid card that I have found so far is Paypal. You can go to paypal-prepaid. But you can link it too your Paypal account and transfer funds back and forth. You can also have your paychecks, tax returns, etc direct deposit to the card and get it up too 2 days early. Please i wanna get prepaid card to my mummy and will are not the same state which one is good that i can add my own account to it please help me out friend.
I have inheritance money due to me i cannot fine a bank who would accepts me what is the money amount limits a prepaid card holds my funds is coming from abroad and tell me would a prepaid accept international transfer i need a good reliable and trust worthy card that would accept my millions of dollars. Charles, prepaid cards do have a routing number, which is used when you set up direct deposit.
Also, the PayPal prepaid card can be used to transfer money to and from your paypal account. Am from Ghana-west Africa and very soon will be having my masters abroad probably Australia, Norway or Poland, I need a prepaid card with virtually no fees to keep my money on without losing my little school money to card charges…any help…?? Hey Rob! Can you recommend a card for me? Reloading about 50 dollars in one time every month plus another in one time every month. Can you help me out??
I agree with the fact that it is a lot more useful and easy to use. The single click process ends up generating different variations of credit card numbers for those who are looking for it.
Don't you consider it to be an effective one? Furthermore, some additional information such as the name and the address is also needed for the credit cards. The tool basically provides some random data about the owners and his address as well.
The data is definitely not going to be a valid one as it is generated by the generator's algorithm. Apart from the number, name of the owner and the address, some other security features are also required for using the card as well. These security features include the credit limit, security code and the expiration date. Even a selfie. Pick out your favorite photo and use it to customize your existing Pacific Service CU Visa debit or credit card.
Then, be reminded of great moments every time you use your card. We need to confirm your verification request first in order to give you access to your iCard online account. It is still under review. Make sure that the iCard app is installed on your phone and your push notifications are turned on.
Forgotten Password? We will send you an SMS with an iCard download link, so you can register and start using your 2 free virtual Mastercard and Visa cards. Use the link to download iCard on your phone. Verify your identity and start taking advantage of your new virtual cards. As an alternative online payment solution, pay2d virtual protects your regular bank accounts and credit cards against misuse.
Your pay2d virtual card allows you to make purchases at millions of online stores and mail-order companies worldwide where VISA is accepted. With pay2d virtual you can send and receive money worldwide and in a matter of seconds from pay2d virtual to pay2d virtual.
Shop globally — pay on sites of all sizes worldwide and in 25 currencies. The best day of your life. Even a selfie. Pick out your favorite photo and use it to customize your existing Pacific Service CU Visa debit or credit card. You can also login to online banking at chime. Chime does not require a credit check to open an account and receive a Chime debit card. You will be asked whether your card was Lost, Stolen, or Damaged.
After confirming your address a replacement card will arrive within two weeks. Keep an eye out for a green envelope with a Salt Lake City, Utah return address! Compare account benefits Select up to 5 products to compare.